Why ACH Reigns Supreme for B2B Commerce:
- Enable customers to pay with their choice of payment
- Paya incorporates proprietary technology that minimizes the risk of accepting ACH & Check (bad checks/fraud)
- Non-Sufficient Fund items are automatically resubmitted to attempt collection
- Fast funding time and improve cash flow
- Online reporting of activity
- Ensures NACHA and other regulatory requirements for processing
ACH Specific (if integrated into your software or gateway)
- Receive payment faster than accepting paper checks
- Cost less than accepting credit cards
- Accept ACH online, over the phone, or in person
- Setup recurring payments
- Process within your existing interface for efficiency
- Reporting posts back into your software
Sage X3 Level 3 Credit Card Processing
Reduce Credit Card Processing fees
Get the best rate with Paya's Sage X3 Level 3 integration
Capture the specific line item data integrated from Sage X3 in credit card transactions.
These additional fields are required by VISA and Mastercard to achieve Level 3 credit card processing savings:
- Merchant name
- Merchant address
- Invoice number
- Tax Amount
- Item description
- Quantity and unit of measure
- Freight amount
- Commodity and product codes
Accelerate Cash Flow
- Enable faster payment cycles
- Rapid batch processing, which provides next-day funding
EMV Technology
Prevent fraud with EMV chip technology. Once commonplace, counterfeit fraud — in which a cardholder's information is collected, stored and reprinted on a different card — has declined sharply since EMV chip technology began to appear.
When you make a purchase via EMV card, the merchant never receives or transmits your actual card number. That makes it much more difficult for malicious actors to counterfeit your card.
Sage X3 Integrated Credit Card Processing and PCI Compliance
Paya's Sage X3 integration adheres to PCI DSS requirements
With Paya's Sage X3 credit processing solution, you can safely and securely accept, store, process, and transmit cardholder data during credit card transactions, to prevent fraud and theft.
There are no release notes at this time. (02/27/2023)